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Bermuda All-Inclusive Resorts: The 2026 Guide and Best Alternatives
If you are planning a trip to Bermuda this year, you probably have one major question on your mind. You want to know if you can book a simple, stress-free package where your room, meals, and drinks are completely covered. As a Certified Bermuda Specialist, I hear this question constantly.
Bermuda is a small, premium destination with a very different hospitality style than the Caribbean. You will not find endless rows of mega-resorts here. Instead, you will find boutique properties, historic estates, and a distinct approach to dining packages. Let's break down exactly what your options look like on the ground at present.
The Short Answer: Does Bermuda Have All-Inclusive Resorts?
Yes, Bermuda does have all-inclusive resorts, but the options are highly limited. If you are searching for the classic wristband-wearing, swim-up bar experience found in Mexico or Jamaica, you need to adjust your expectations.
Currently, there is only one true all-inclusive resort on the entire island. The rest of Bermuda's luxury properties offer what the industry calls a Modified American Plan (MAP) or full-board meal plans. These plans cover your breakfast and dinner, but usually leave lunch and alcoholic drinks off the tab.
At a Glance: Bermuda Resort Packages
| Feature |
Details |
| Best Time to Go |
May - October (Beaches), March - April (Golf and Spa) |
| True All-Inclusive Resorts |
Only 1 (Grotto Bay Beach Resort) |
| Average Meal Plan Cost |
$90 - $150 per adult, per day |
| Primary Transport |
Electric microcars (Twizy/Rugged Rentals), Public Bus, Ferry |
The Only True All-Inclusive: Grotto Bay Beach Resort and Spa
If you want a traditional all-inclusive vacation in Bermuda,
Grotto Bay Beach Resort in Hamilton Parish is your only true option at present. They offer an all-inclusive supplement that you can add to your standard room rate.
The supplement typically runs around $139 to $150 per day, per adult. This fee covers your breakfast, lunch, and dinner, along with unlimited house-brand liquor, wine, and beer. It also includes non-motorized water sports and a public transit pass for the local pink buses and ferries.
Photo Courtesy Grotto Bay Beach Resort
This resort is perfect for families and budget-conscious travelers who want to lock in their food costs upfront. The food is solid, and the property features an incredible underground cave where you can swim.
However, if you are looking for ultra-luxury, quiet adults-only seclusion, or top-shelf mixology, you should probably skip this one and look at the meal plans at other resorts that I describe below.
The Reopening: Fairmont Southampton's Return
For years, travelers have asked me about the famous pink hotel on the hill. The Fairmont Southampton closed down a while ago, leaving a massive gap in the South Shore resort scene. I am happy to report that the property is undergoing a massive $550 million renovation and is executing a phased reopening throughout the year.
The brand-new Palmetto Beach Club recently opened its doors down on the sand. While the main tower is still bringing rooms online, the resort is shifting toward premium resort-credit packages rather than traditional all-inclusive models.
When booking here, expect to see options that bundle your room with daily food and beverage credits. This gives you the flexibility to eat at their on-site restaurants, like the newly rebranded
The Waterlot, without being locked into a strict three-meal-a-day structure.
The "Next Best Thing": Top Resorts with Comprehensive Meal Plans
Since true all-inclusive packages are rare, most visitors rely on resort meal plans. A Modified American Plan (MAP) is the most common. It covers your room, a full breakfast, and a multi-course dinner. You just pay out of pocket for lunch and drinks.
Here are the top properties offering excellent meal plans right now:
The Reefs Resort and Club: Located in Southampton Parish, this cliffside property is my premier choice for South Shore views. Their breakfast and dinner plans are exceptional. You will eat overlooking the private pink sand beach.
Cambridge Beaches Resort and Spa: If you want an adults-focused, quiet escape, head to Sandys Parish. This cottage-style resort offers fantastic dining plans. Be prepared for slightly slower, highly personalized service.
Pompano Beach Club: This family-run resort is famous for its shallow, crystal-clear sandbar. They offer incredibly transparent meal plan options that take the guesswork out of your daily budget.
Rosewood Bermuda: Located in Tucker's Point, this is ultra-luxury. They generally offer robust breakfast packages and generous resort credits rather than fixed dinner plans, allowing you to dine at their high-end restaurants on your own schedule.
Bermuda Resorts on Meal Plans (Road Map)
The Succession Rule: What Happened to Elbow Beach?
If you are reading older travel forums, you might see recommendations for Elbow Beach Hotel, Harmony Club, or 9 Beaches. You need to cross these off your list immediately.
The historic Elbow Beach Hotel went into liquidation and was acquired by The Loren Group. The original property is permanently closed and is being completely redeveloped into a new luxury site slated for 2029.
Similarly, Harmony Club has been converted into a residential complex called Harmony Terrace. The eco-tents at 9 Beaches are also permanently gone. Relying on outdated blogs will only lead to frustration when you try to book.
What Surprised Me the Most About Bermuda's Resort Scene
When I first started exploring Bermuda's hotels, the lack of mega-resort culture actually felt like a relief. You do not have to wear plastic wristbands, and you do not have to wake up at 6 am to claim a pool chair.
I also quickly realized why resort meal plans are so popular here. Bermuda does not allow tourists to rent standard rental cars. You have to rely on public transport, taxis, or two-seater electric microcars like Twizys.
Renault Twizy Minicar
Photo: Stephen Gostick, Shutterstock
Because getting around takes a bit of planning, eating dinner at your resort after a long day in the sun is incredibly convenient. Plus, Bermuda imports almost everything, meaning restaurant prices in Hamilton can be quite high. A prepaid meal plan often saves you money.
Common Mistakes When Booking Bermuda Packages
I see travelers make the same three mistakes every season when booking their packages.
First, they misunderstand the drink inclusions. If a package says drinks are included, it almost always means house wine, local draft beer, and well liquor. If you want a premium dark and stormy made with Goslings Black Seal rum and local ginger beer, you might have to pay an upcharge.
Second, they forget about the mandatory fees. Bermuda resorts universally add a 15 to 20 percent gratuity and resort fee to your daily bill. Make sure you ask if your quoted all-inclusive rate includes these taxes and fees, or if they will be tacked on at checkout.
Third, they overbook their meals. Do not buy a full-board package if you plan to spend all day exploring the historic streets of St. George's or wandering through the Royal Naval Dockyard. You will end up paying for a resort lunch you never eat.
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PRO-TIP: Navigating the Micro-Frictions
Always carry a bit of physical cash (US Dollars and Bermuda Dollars are used interchangeably at a 1-to-1 ratio). While resorts take cards, tipping the friendly taxi drivers or buying a fish sandwich from a cash-only local vendor requires paper money. Also, be careful on the limestone steps leading down to the South Shore beaches; they get incredibly slippery when wet.
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Practical Details: Costs, Best Time to Visit, and Transport
Adding a meal plan to your room rate usually costs between $90 and $150 per day, per adult. If you plan to eat a heavy breakfast and a nice sit-down dinner anyway, this price is very competitive for Bermuda.
If your main goal is swimming and beach lounging, book your trip between late May and October. The water is warm and the skies are clear. If you are coming for the world-class golf courses or spa treatments, March and April offer cooler, comfortable weather in the low 70s.
Getting around the island is an adventure in itself. You can rent an electric microcar, which is fun but requires navigating narrow, winding roads on the left side of the street. Otherwise, the public pink buses and the Sea Express ferries are safe, clean, and highly reliable.
Bermuda Bus on a Scenic Road. Digital Render by Raj.B
Alternatives: If a Meal Plan Isn't for You
If being tied to a resort dining room sounds restrictive, skip the packages entirely.
Consider staying at a centrally located hotel like the
Hamilton Princess and Beach Club. While it is not all-inclusive, it sits right on the harbor in the capital city. You can literally walk out the front lobby and be steps away from dozens of incredible local restaurants, pubs, and cafes along Front Street.
Bermuda's culinary scene is fantastic. Whether you choose the convenience of a meal plan or the freedom of exploring local dining, you are going to eat very well on this island.
About the Author
By Raj Bhattacharya
Raj has been writing about Bermuda since 2008, when he launched bermuda-attractions.com, one of the longest-standing independent guides to the island. A Certified Bermuda Specialist (Bermuda Tourism Authority), his work draws on personal visits, local contacts in Bermuda, and questions and trip reports from thousands of readers over the years.
Learn more about Raj Bhattacharya
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