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Coco Reef Bermuda: Resort and Day Pass Guide

 
Category: $$$   Location: Paget Parish 
 
Updated: August 2026 
As a Certified Bermuda Tourism Authority Specialist, I spend a lot of time analyzing which hotels actually deliver on their promises. Coco Reef Bermuda occupies one of the most enviable pieces of real estate in Paget Parish. 
 
It sits right on the famous pink sands of Elbow Beach, offering a boutique alternative to the island's massive luxury resorts. 
 
Coco Reef Resort Bermuda 
 
Whether you are booking a week-long stay or just looking for a reliable day pass away from the cruise ship crowds, you need to know exactly what this property offers today. 
 
The landscape around this hotel has changed significantly in recent years. This guide covers everything you need to know about visiting Coco Reef. 
 
Before diving into the full review, you might want to quickly verify if they have rooms available for your travel dates: 
Check your dates across platforms to compare rates. 

At a Glance

 
Feature Details
Best For Couples, cruise passengers wanting a relaxing beach day
Day Pass Cost Typically $110 - $130 USD (Includes 2-course lunch)
Location 3 Stonington Circle, Paget Parish
Distance from Airport About 30 minutes by taxi
Primary Transport Bus #7, Taxi, or Twizy rental
Vibe Low-key, strictly oceanfront
 

Who This Is For (And Who Should Skip It)

 
Coco Reef is highly specific in its appeal. It is built for travelers who want to wake up, walk 15 steps, and have their toes in the sand. If you want an oceanfront room where you can hear the waves from your bed, this is your spot. 
 
It is also a top-tier choice for cruise passengers looking for an easy, lunch-inclusive beach day away from the heavy crowds at the Royal Naval Dockyard. 
 
You should skip this resort if you are looking for a sprawling mega-resort with waterslides, a massive spa facility, or high-energy nightlife. It is also not a good fit for travelers expecting a traditional, unlimited-drinks party resort. Coco Reef is decidedly traditional and relaxed. 
 

Rooms, Suites and The Resort Experience

 
The standout feature of Coco Reef is its layout. The hotel features 64 rooms, and every single one of them has a direct ocean view. This is actually quite rare in Bermuda, where many resorts charge steep premiums to upgrade from a "garden view." 
 
The rooms have seen recent cosmetic updates, moving away from the heavy floral patterns of the past into a cleaner, brighter aesthetic. 
 
Coco Reef Resort Room 
 
The property features a dramatic 50-foot atrium lobby that feels grand but welcoming. 
 
The atmosphere here is intentionally subdued. You will hear tree frogs at night and the ocean breeze, not a thumping DJ by the pool. 
 
Room rates fluctuate quite a bit depending on the season and how far out you book. You can see what the pricing looks like for your specific trip here: 
Check your dates across platforms to compare rates. 
 

The Coco Reef Resort Day Pass (Cruiser Favorite)

 
If you are arriving by cruise ship, the Coco Reef Day Pass is one of the smartest investments you can make. The pass typically costs around $110 - $130 per adult. This grants you access to the private beach, lounge chairs, umbrellas, and the elevated swimming pool. 
 
Crucially, the price also includes a two-course lunch at the resort's restaurant. When you factor in the cost of renting two chairs and an umbrella at a public beach, plus buying a sit-down lunch elsewhere, the day pass practically pays for itself. You also get access to clean restrooms and freshwater showers, which is a massive upgrade over roughing it at a public beach. 
 
Pro-Tip: Day passes are strictly capped to prevent the beach from feeling crowded. You must call or email the hotel to book this in advance, especially if your ship docks between June and August. 
 
The beach at Coco Reef, Bermuda 
Coco Reef Beach Bermuda 
 

Is Coco Reef Bermuda All-Inclusive?

 
A very common question I get is whether Coco Reef offers an all-inclusive package. The short answer is no, because Bermuda generally does not do traditional Caribbean-style all-inclusive resorts. 
 
If you buy the day pass, your two-course lunch is included, but your drinks are billed separately. For overnight guests, the hotel offers flexible meal plans. You can book a room-only rate, a bed-and-breakfast rate, or a half-board package that covers breakfast and dinner. Expect to pay a la carte for your dark and stormy cocktails at the bar. 
 

Dining: Cafe Coco and La Vista Bar

 
Instead of leaving the property for a good meal, head to Cafe Coco. This main dining room features a Spanish-inspired design and massive windows overlooking the Atlantic, serving a mix of international dishes and local seafood. 
 
For evening drinks, La Vista Bar is exactly what it sounds like - a fantastic spot to grab a cocktail and watch the sunset. If you want to try a true local classic, ask the bartender if they are serving Bermuda fish chowder. Make sure to add a splash of black rum and a dash of Outerbridge's sherry peppers, just like the locals do. 
 

The Beach and The Elbow Beach Redevelopment

 
Coco Reef sits on a stunning, private section of Elbow Beach Bermuda. The sand here has that famous pink hue, and the water is clear and inviting. However, managing your expectations for the surrounding area is critical. 
 
If you read old reviews, you will see people recommending a walk down the beach to Mickey's Bistro or the Elbow Beach Hotel. Both of these are permanently closed and demolished. The neighboring property is currently undergoing a massive redevelopment to become The Loren at Elbow Beach, currently slated to open around 2029. 
 
The good news is that Coco Reef's private beach remains entirely open and separated from the construction zone. While the hotel monitors construction noise to minimize guest impact, just know that your dining and wandering options directly down the sand are currently limited. 
 

What Surprised Visitors the Most

 
When I talk to travelers returning from Coco Reef, two things always stand out. First is the sheer proximity to the water. At many resorts, an "oceanfront" room still requires a long walk across sprawling resort grounds, but here, you are practically sleeping on the beach. 
 
The second surprise is the crowd control. Visitors who previously tried to fight for a patch of sand at the public side of Horseshoe Bay are shocked by the uninterrupted sound of the tide here. Even on days when three cruise ships are in port, the Coco Reef beach section feels exclusive and relaxed. 
 

Common Mistakes to Avoid

 
  • Showing up without a reservation: Do not take a taxi here expecting to buy a day pass at the front desk in July. They will turn you away if they are at capacity, so always book ahead. 
  • Searching for Mickey's Bistro: As mentioned, do not plan your evening around walking down the beach to Mickey's. You will only find a construction fence. 
  • Wasting money on long taxi rides: Taxis in Bermuda are expensive. If you are coming from the City of Hamilton, do not pay for a cab because the public bus is incredibly easy and cheap. 
  •  

    Practical Details: Location and Transport

     
    Getting to Coco Reef is straightforward. It is located just 10 minutes from the capital City of Hamilton, making it easy to pop into town for shopping or dinner. 
  • Address: 3 Stonington Circle, South Shore Road, Paget Parish. 
  • By Bus: Take Bus Route #7, which runs right along the South Shore beaches. The bus stop is a very short walk from the hotel entrance. Remember that Bermuda buses require exact change in coins, a pre-purchased token/ticket, or a digital pass via the Shorelink app; they do not accept paper bills or credit cards onboard. 
  • By Twizy: If you rented a micro-car, the hotel has on-site parking and charging stations. 
  • Location Map 
     
    If this sounds like the perfect base for your trip, I recommend comparing prices between these platforms to make sure you get the best deal: 
    Check your dates across platforms to compare rates. 
     

    Alternatives to Coco Reef

     
    If Coco Reef does not sound like your perfect match, you have other great options. If you are a cruise passenger looking for a slightly cheaper day pass closer to the Dockyard, look into Willowbank Resort. Just note that Willowbank's pass usually does not include a full lunch. 
     
    If you are booking an overnight stay and want a significant step up in luxury and modern amenities, look further west down the South Shore. The Reefs Resort and Club offers a similar cliffside, oceanfront vibe but with a more premium, full-service resort experience. 

    About the Author Raj Bhattacharya By Raj Bhattacharya
    Raj has been writing about Bermuda since 2008, when he launched bermuda-attractions.com, one of the longest-standing independent guides to the island. A Certified Bermuda Specialist (Bermuda Tourism Authority), his work draws on personal visits, local contacts in Bermuda, and questions and trip reports from thousands of readers over the years.
    Learn more about Raj Bhattacharya

     
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    Related Articles

     
     
    1) Check out Top Bermuda Luxury Hotels for all the great star accommodations in Bermuda. 
     
    2) Check out Paget Parish to know about all the hotels, restaurants, attractions and activities in the parish. 
     

    Visitors' Reviews and Comments

     
     
    Beverly Kaelin 
    Love your website. We would like to spend a day snorkeling elbow beach and coco reef day pass sounds ideal. Do you need to reserve ahead of date and do you have contact info for them. Many thanks. 
     
    Raj (bermuda-attractions.com) 
    Hi, although you can get the day pass on arrival, better to book in advance. During high season, they may not issue the pass once it exceeds certain numbers. You can call up Coco Reef front desk and inquire. 
     
    Judy McCauley 
    Hi, I was wondering if you could answer a question for me? I read on one of answers of crowded beaches and it included Elbow Beach. My husband and I will be staying at the Coco Reef hotel first week of June. I guess my question is there a problem on this section of Elbow Beach being crowded with people who aren't staying at this resort? your advice is so helpful, keep up the good work. Thanks so much. 
     
    Raj (bermuda-attractions.com) 
    Hello Judy, This part of the Elbow Beach where Coco Reef is located, is quieter. The hotel has a small private beach that leads to the long expanses of the public beach. Every room has a great view of the water. So not to worry, Coco Reef is a good choice. 
     
     
     
     
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